Jobsite Funding
Compliance & Licensing
Our compliance posture: state commercial financing disclosure laws, registrations, the GLBA privacy program, TCPA and SMS practice, data security, fair lending, and automated decisioning.
Effective date: 21 October 2026 · Last updated: 21 October 2026
1. Entity and lending posture
Jobsite Funding is a commercial finance company. We lend to businesses only. We do not make consumer loans, we do not originate residential mortgages, and we do not make construction loans secured by real property under development — if you are looking for a ground-up construction loan on a project, that is a different product and a different lender.
2. State commercial financing disclosure laws
A growing number of states require specific written disclosures on commercial financing transactions, including California (SB 1235), New York (CFDL), Utah, Virginia, Georgia, Florida, Connecticut, Kansas and Missouri. Where a transaction is covered, Jobsite Funding provides the statutorily required disclosure in the prescribed form and at the prescribed time. Our disclosure set is reviewed as states adopt or amend these requirements.
3. Broker and lender registrations
We publish only verified registrations. A state-by-state registration table is maintained internally and is provided on request at (888) 896-5559; where a jurisdiction requires a license or registration for the activity we are conducting there, we hold it or we do not conduct that activity in that jurisdiction. We would rather publish a short list than an inaccurate one — an inaccurate licensing claim is a regulatory problem, not a marketing problem.
4. Privacy and data security (GLBA)
A GLBA-compliant privacy program with a written information security program. TLS 1.3 in transit, AES-256 at rest. Bank connections are made through a bank-data aggregation service — no banking credentials are received or stored. Full SSN and EIN are held in an encrypted vault with role-restricted, logged access, and display surfaces show the last four digits only. See the Privacy Policy.
5. TCPA and SMS
Express written consent is collected at the point of phone-number entry using the verbatim language published at SMS Terms. Consent is never a condition of funding. STOP and HELP are honored immediately. Internal do-not-call and do-not-text lists are maintained and checked before any outbound contact.
6. Email practice
Jobsite Funding does not operate automated marketing email sequences. Transactional communication about an open file is initiated by a person. Our CAN-SPAM physical address is 9719 S Dixie Hwy #8, Miami, FL 33156.
7. Fair lending and ECOA
We do not discriminate on any prohibited basis. Adverse action notices are provided where required. Every file is reviewed by a human underwriter; we do not issue automated declines.
8. AI and automated decisioning
We use software to read statements and organize files. We do not use AI to decide your application. Every credit decision on a Jobsite Funding in-house product is made by a human underwriter. No automated system approves, declines or prices a file, and no automated system moves money.
9. Advertising claims
Every numeric claim on this site is either a published Jobsite Funding criterion or a cited third-party industry statistic whose source and methodology caveat are listed on our data page. We publish no testimonials, no client logos, and no funded-volume figures we cannot substantiate.
10. How to raise a complaint
Call (888) 896-5559 or write to Jobsite Funding, 9719 S Dixie Hwy #8, Miami, FL 33156. We acknowledge every complaint within 2 business days and tell you who is handling it.
Keep reading: privacy policy · terms of use · SMS terms · disclosures · about Jobsite Funding · contact
Compliance, answered
- Is Jobsite Funding a licensed lender?
- Jobsite Funding is a commercial finance company lending to businesses only. Where a jurisdiction requires a license or registration for the activity we conduct there, we hold it or we do not conduct that activity there. A current state-by-state registration list is available on request at (888) 896-5559.
- Does Jobsite Funding make consumer loans?
- No. We lend to businesses only. We do not make consumer loans, we do not originate residential mortgages, and we do not make construction loans secured by real property under development.
- Will I receive a state commercial financing disclosure?
- Where the transaction is covered by a state commercial financing disclosure law — including California, New York, Utah, Virginia, Georgia, Florida, Connecticut, Kansas and Missouri — yes, in the form and at the time the statute requires.
- Does AI decide my application?
- No. Software reads statements and organizes files. Every credit decision on a Jobsite Funding in-house product is made by a human underwriter, and no automated system approves, declines, prices a file, or moves money.
- How do I raise a complaint?
- Call (888) 896-5559 or write to Jobsite Funding, 9719 S Dixie Hwy #8, Miami, FL 33156. We acknowledge every complaint within 2 business days.
Human underwriters. Published criteria.
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